Cobb County Down Payment Assistance Mortgage Program

Cobb County Down Payment Assistance Mortgage Program

The Cobb County Down Payment Assistance Mortgage Program (DPA) is a program that provides financial assistance to qualified homebuyers in Cobb County, Georgia. The program offers two types of assistance:

  • General DPA: This is a tax-free grant that can be used for a down payment or closing costs. The amount of the grant is based on the purchase price of the home and the borrower's income.
  • Additional DPA: This is a tax-free grant of $10,000 that is available to qualified Cobb County employees.

To be eligible for the DPA, borrowers must meet the following criteria:

  • Have a household income below 120% of the area median income
  • Purchase a home in Cobb County
  • Have a minimum credit score of 620
  • Make a down payment of at least 3% of the purchase price

The DPA can be a great way to make homeownership more affordable. If you are a qualified homebuyer in Cobb County, I encourage you to learn more about the DPA and apply for assistance.

Here are some additional details about the DPA:

  • The DPA is available for new or existing homes.
  • The DPA can be used for a down payment or closing costs.
  • The DPA is a tax-free grant.
  • The DPA is available to qualified Cobb County employees.

To learn more about the DPA, please visit the Cobb County Housing Authority website.

Eligible Property

The DPA is available for new or existing residential homes in Cobb County, Georgia. The home must be a one- to four-unit property, detached or attached, condo, or townhome. Manufactured homes, mobile, recreational, seasonal, or other types of vacation or non-permanent homes are not permitted. Land may not exceed the size required to maintain basic livability. Properties purchased in the program must be residential units.

How to Apply

To apply for the DPA, you must first be pre-approved for a mortgage by a participating lender. Once you have been pre-approved, you can submit an application to the Cobb County Housing Authority. The application process includes providing documentation of your income, assets, and debts.

Contact Information

For more information about the Cobb County Down Payment Assistance Mortgage Program, please contact the Cobb County Housing Authority at (770) 528-2500 or visit their website at www.cobbhousing.org.


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