Many Veterans Don’t Know About This VA Home Loan Benefit

For 80 years, VA home loans have helped countless Veterans achieve the dream of homeownership. But despite how powerful this program is, many Veterans are missing out on one of its biggest benefits—and it’s time to change that.

According to a report from Veterans United, only 3 in 10 Veterans know they may be eligible to buy a home with no down payment using a VA loan (see visual below):

That means 7 out of every 10 Veterans could be missing out on a major homebuying advantage. As someone who’s passionate about helping our military families succeed, I want to make sure every eligible Veteran knows this benefit exists—and how to take advantage of it.

Why VA Loans Are a Game-Changer for Veterans

VA loans were designed to remove common barriers to homeownership and make it easier for those who served to plant roots and build equity. Here's what you should know:

“VA home loans come with a list of big-time benefits, including $0 down payment, no mortgage insurance, flexible and forgiving credit guidelines, and the industry's lowest average fixed interest rates.”
— Veterans United

And according to the U.S. Department of Veterans Affairs, here are just a few of the top advantages:

• $0 Down Payment: That’s right—many qualified Veterans can purchase a home without putting anything down.

• Limited Closing Costs: VA loans cap the types of closing costs you’re allowed to pay, which helps keep your upfront expenses low.

• No PMI (Private Mortgage Insurance): Most buyers who put less than 20% down must pay PMI—VA buyers don’t, which lowers monthly payments and increases buying power.

You Served. Now Let This Benefit Serve You.

If you or someone you know has served in the military, this could be the opportunity to buy a home without the usual hurdles. Whether you’re just starting your home search or ready to make a move, let’s talk about your options.

🔍 Want to know if you're eligible for a VA loan?
📲 Download the Inside Georgia Real Estate App to connect with a trusted VA-savvy lender.
📻 Tune in every Saturday at 1 PM to WSB 95.5 FM for Inside Georgia Real Estate, where we talk about real-life solutions for homebuyers just like you.

Bottom Line:
VA loans offer life-changing benefits for our nation’s heroes. If you're a Veteran—or know someone who is—make sure you're getting the information and support you need to take full advantage of these resources.

🗝️ Let’s unlock the door to homeownership for those who’ve served. We’re here to help every step of the way.